API Reference

Search All Offers

post
https://apig.aro-sandbox.co.uk/partner/v1/quote/all-offers

Search All Offers by Panel Type (Secured, Unsecured, Credit Card).

A complete set of offers and their details will be returned.

⚠️IMPORTANT: Please check each field for validation. Click the input box on each field to see additional details.

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Body Params
Partner
object
required

Required for all panels

Loan
object

Required for these panels: Default and Secured.

Credit_Card
object

Required for these panels: Credit Card.

Property
object

Required for these panels: Secured.

Primary_Applicant
object
required

Required for all panels

Joint_Applicant
object

Recommended to improve quote accuracy for these panels: Secured.

Within this object, please provide details about the joint applicant.

Responses

 {
      "partner_reference": "1234567",
      "aro_reference": "abe60167-1ed2-4b2a-b934-d1cdff1cdba2",
      "status": "OFFERS_AVAILABLE",
      "status_messages": {
          "error_messages": [],
          "warning_messages": [],
          "info_messages": []
      },
      "response_timestamp": "2023-11-23T13:08:21.001+00:00",
      "unsecured_offers": [
          {
              "uuid": "d5ae9778-7704-4255-839f-c2fbbb41e999",
              "product_type": "Unsecured",
              "product_code": "**PRODUCT_CODE**",
              "product_name": "**PRODUCT_NAME**",
              "lender_name": "**LENDER_NAME**",
              "loan_offered": 100000,
              "term_offered": 24,
              "card_limit": null,
              "apr": 16.40,
              "rate_type": "REAL",
              "term_requested": 60,
              "total_fees": 100.00,
              "total_credit_charge": 400.00,
              "monthly_repayment": 486.21,
              "total_repayment": 11669.04,
              "approval_percentage": 90,
              "product_logo_url": "https://assets.aro-sandbox.co.uk/product-logos/abc.png",
              "rep_example_text": "Rep Example...",
              "auto_approved": "Y",
              "proceed_url_redirect": "https://apig.aro-sandbox.co.uk/partner/v1/quote/all-offers/
                              proceed?aro_reference=abe60167-1ed2-4b2a-b934-d1cdff1cdba2&offer_uuid
                              =d5ae9778-7704-4255-839f-c2fbbb41e999&expires=1711454101&signature=
                              e55531259dff6ecc7919c8ecd262699f4cea269c86502d091de13506cf0d830d"
          }
      ],
      "credit_card_offers": [
          {
              "uuid": "fbba07cc-5f4d-4bb3-bbd9-feb58ab0226b",
              "product_type": "CreditCard",
              "product_code": "**PRODUCT_CODE**",
              "product_name": "**PRODUCT_NAME**",
              "lender_name": "**LENDER_NAME**",
              "card_limit": 800.00,
              "apr": 39.00,
              "rate_type": "REP",
              "product_logo_url": "https://assets.aro-sandbox.co.uk/product-logos/abc.png",
              "rep_example_text": "Rep Example...",
              "approval_percentage": 100,
              "proceed_url_redirect": "https://apig.aro-sandbox.co.uk/partner/v1/quote/all-offers/
                              proceed?aro_reference=abe60167-1ed2-4b2a-b934-d1cdff1cdba2&offer_uuid
                              =fbba07cc-5f4d-4bb3-bbd9-feb58ab0226b&expires=1711454101&signature=
                              e4a281259dff6ecc7919c8ecd262699f4cea269c86502d091de13506cf0d830d"
          },
          {
              "uuid": "d7c131c4-3d82-4a7c-a954-5f5902ef2b25",
              "product_type": "CreditCard",
              "product_code": "**PRODUCT_CODE**",
              "product_name": "**PRODUCT_NAME**",
              "lender_name": "**LENDER_NAME**",
              "card_limit": 855.00,
              "apr": 49.00,
              "rate_type": "REP",
              "approval_percentage": 100,
              "product_logo_url": "https://assets.aro-sandbox.co.uk/product-logos/abc.png",
              "rep_example_text": "Rep Example...",
              "proceed_url_redirect": "https://apig.aro-sandbox.co.uk/partner/v1/quote/all-offers/
                              proceed?aro_reference=abe60167-1ed2-4b2a-b934-d1cdff1cdba2&offer_uuid
                              =d7c131c4-3d82-4a7c-a954-5f5902ef2b25&expires=1711454101&signature=
                              b33a81259dff6ecc7919c8ecd262699f4cea269c86502d091de13506cf0d830d"
          }
      ],
      "secured_offers": [
          {
              "uuid": "701bac42-7918-48f6-ad53-b84ab8bd43db",
              "product_type": "Secured",
              "product_code": "**PRODUCT_CODE**",
              "product_name": "**PRODUCT_NAME**",
              "lender_name": "**LENDER_NAME**",
              "loan_offered": 30000.00,
              "term_offered": 72,
              "aprc": 14.5,
              "approval_percentage": 95,
              "annual_rate": 14.0,
              "fixed_rate_term": 12,
              "rate_type": "REAL",
              "term_requested": 60.00,
              "total_fees": 100.00,
              "total_credit_charge": 400.00,
              "monthly_repayment": 450.00,
              "total_repayment": 38400.00,
              "product_logo_url": "https://assets.aro-sandbox.co.uk/product-logos/abc.png",
              "rep_example_text": "Rep Example...",
              "proceed_url_redirect": "https://apig.aro-sandbox.co.uk/partner/v1/quote/all-offers/
                              proceed?aro_reference=abe60167-1ed2-4b2a-b934-d1cdff1cdba2&offer_uuid
                              =701bac42-7918-48f6-ad53-b84ab8bd43db&expires=1711454101&signature=
                              d43381259dff6ecc7919c8ecd262699f4cea269c86502d091de13506cf0d830d"
          }
      ]
 }

Example Invalid Data Response:

 {
    "partner_reference":"1234567",
    "status": "INVALID_DATA",
    "status_messages":{
       "error_messages":[
          {
             "level":"ERROR",
             "location":"Credit_Card.cash_advance",
             "associated_fields":null,
             "reason":"REQUIRED_FOR_EC_CREATION",
             "message":"Field is required for the creation of an EC"
          }
       ],
       "info_messages":[]
    },
    "response_timestamp":"2023-10-15T08:40:31.932+00:00"
 }

Updated 8 days ago

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Updated 8 days ago